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3 Year FNMA 4.0

2 Day "The Great Drop" If you have not locked, it is time to do so.

Would $2000 difference in closing costs affect your decision as to which lender to use for your mortgage? If so, you really can't shop for a mortgage until your are ready to lock in and you know YOUR EXACT credit score. The difference between a 679 credit score and and 680 on a $200,000 mortgage is $2000 dollars in closing costs or around .125 to .25% difference it rate. Don't believe me? See the matrix taken from Fannie Mae's site below. Check it out on Fannie Mae's Site yourself or read about it on another professional's site below. Fannie Mae on LLPA The Mortgage Reports

My point, if you don't know your exact score, you really need to pick a mortgage professional that is a trusted adviser and let them help you navigate the mortgage process.

Please Contact Wade Conway at 615-838-8777 or email wade@wadeconway.com